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Rachel Nguli is a Digital Financial specialist with decades worth of experience in mobile money and online payments in Africa.She has worked with intra and entrepreneurs to found and grow their business using online and mobile money to create efficiencies that translate to maximum return on investment and believes that Africa’s future is in mobile and online payments given the fact that the frontier market in emerging markets She has been in the founding team of the first payment gateway in Africa Pesapal as well as one of the most successful online ticketing platforms in sub-Saharan Africa Ticketsasa and has led key partnerships with leaders in the Tech world PayPal and Google to have M-PESA embedded in the payments customer journey for the Kenyan Market.